Our Loans

Vehicle (Auto and Motorcycle)

  • New and Used
  • 100% financing (KBB Retail Value)
  • Terms up to 84 months
  • Refinances
  • Life and Disability Insurance available
  • Automatic Payments

The following items are required for final approval...

  • Current pay stub for both the borrower and co-borrower
  • Purchase offer from dealer or copy of title and lien releases if purchasing private

Recreational (Boat, ATV, Lawn and Garden)

  • New and Used
  • 100% financing (N.A.D.A. value)
  • Terms up to 15 years
  • Refinances
  • Life and Disability Insurance available
  • Automatic Payments

The following items are required for final approval...

  • Current pay stub for both the borrower and co-borrower
  • Purchase offer from dealer or item year, make, model and serial number if purchasing private

Student Loans

In partnership with Sallie Mae we offer student loans to help you pay for college the right way. Visit the Sallie Mae website to review student and parent loans and to start your application.

Review Loans and Apply at Sally Mae

Fully Share Secured

  • Loans secured by share account
  • Automatic payments

Unsecured Closed End

  • Loan amounts up to $10,000.00
  • Terms up to 48 months
  • Life and Disability Insurance available
  • Automatic Payments

The following item is required for final approval...

  • Current pay stub for both the borrower and co-borrower

Home Equity

  • Owner occupied primary residence
  • Loan to value not to exceed 85% of first mortgage, or not to exceed 90% if paying off first mortgage
  • Terms up to 15 years
  • Fixed rate
  • Loan amounts from $5,000.00 to $200,000.00
  • Interest may be tax deductible
  • Life and Disability Insurance available
  • Automatic Payments

The following items are required for final approval...

  • 3 consecutive pay stubs for both the borrower and co-borrower
  • 2 years income taxes (3 years if self-employed)
  • Copy of Deed
  • Paid Tax Receipts (Town, County, Village and School)
  • Paid Homeowners Policy
  • Mortgage Statement

Home Equity Line of Credit

  • Owner occupied primary residence
  • Loan to value not to exceed 85% of first mortgage, or not to exceed 90% if paying off first mortgage
  • Draw period is 10 years with a 15 year payback
  • Rate is 1/2% above Prime
  • Credit limits from $5,000.00 to $200,000.00
  • Minimum loan advance is $500.00
  • Interest may be tax deductible
  • Life and Disability Insurance available
  • Automatic Payments

The following items are required for final approval...

  • 3 consecutive pay stubs for both the borrower and co-borrower
  • 2 years income taxes (3 years if self-employed)
  • Copy of Deed
  • Paid Tax Receipts (Town, County, Village and School)
  • Paid Homeowners Policy
  • Mortgage Statement