LeRoy Federal Credit Union
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Regular Share Accounts
Club Accounts
Youth Accounts
Share Certificates
Share Draft / Business Checking Accounts

Regular Share Accounts
Your membership in the Credit Union begins when you open a Share account, with a $5.00 minimum deposit and pay a small membership fee. By opening this account, you officially become a shareholder in the Credit Union. You also receive No Cost Accidental Death and Dismemberment Insurance policy provided to you by the Credit Union and become eligible to vote at the annual meeting.

Deposits may be made in person, by mail, through Payroll Deduction, Drop box or ACH (Automated Clearing House).

Dividends are paid on a Day of Deposit, Day of Withdrawal basis on all Share Savings Accounts. They are compounded and credited quarterly based upon the earnings of the Credit Union after expenses. You must maintain a minimum balance in your account in order to earn dividends (refer to current rate schedule for required minimums).

Federal Savings Insurance provided by the National Credit Union Administration, a U.S. Government Agency, federally insures each member's share accounts to a maximum of $250,000.


Club Accounts
Holiday and Vacation Club Accounts are both an excellent way to save for your short term dreams. A small weekly deposit is all it takes. Make your deposit effortless through payroll deduction.


Youth  Savings Accounts
LeRoy Federal Credit Union gives youth the freedom to manage their own money.  As a member, they will have their very own savings & checking account plus many cool features that put them in control of their money 24/7.

Ages 12 & Under
LFCU offers  a youth savings account with membership to our Birthday Bonanza Club.

Ages 12 to 17
LFCU offers a youth savings with a $5.00 minimum balance and online banking access

Youth Checking:
Available to youth 16 and 17 years of age WITH parent/guardian as a joint owner. Benefits of Youth Checking Account

  • No monthly service fee
  • Direct deposit
  • MasterCard Debit card with minors name printed and access to the Money Pass Network of  NO Surcharge ATMS
  • Online access
  • My Mobile Money App

Share Certificates
Share Certificates are a safe way to earn a guaranteed rate of return which is higher than regular savings account yields. A minimum deposit is required (refer to current rate schedule for required minimums). You may select a 6, 12 or 18 month term. Deposit new funds or transfer existing funds to take advantage of these higher yield accounts.


Share Draft / Business Checking Accounts
For savings and convenience, our Share Draft / Checking account can't be beat...
  • No per check charge
  • No monthly charge
  • No minimum balance
  • 24 hour access to cash by ATM card
  • Overdraft protection by automated fund transfer from shares
  • Duplicate check copies for easy statement reconciliation
  • Direct Deposit or Payroll Deduction directly available to checking account
Stop paying all those "extra fees" at other financial institutions. Open a Credit Union Checking Account today!