LeRoy Federal Credit Union
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Regular Share Accounts
Club Accounts
Youth Accounts
Share Certificates
Share Draft / Business Checking Accounts

Regular Share Accounts
Your membership in the Credit Union begins when you open a Regular Share Savings account, with a $5.00 deposit and pay a small membership fee. By opening this account, you officially become a shareholder in the Credit Union. You also receive a $3,000 Accidental Death and Dismemberment Insurance policy provided at no cost to you by the Credit Union and become eligible to vote at the annual meeting.

Deposits may be made in person, by mail, through Payroll Deduction, at designated ATMs or ACH (Automated Clearing House).

Dividends are paid on a Day of Deposit, Day of Withdrawal basis on all Share Savings Accounts. They are compounded and credited quarterly based upon the earnings of the Credit Union after expenses. You must maintain a minimum balance in your account in order to earn dividends (refer to current rate schedule for required minimums).

Federal Savings Insurance provided by the National Credit Union Administration, a U.S. Government Agency, federally insures each member's share accounts to a maximum of $250,000.

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Club Accounts
Holiday and Vacation Club Accounts are both an excellent way to save for your short term dreams. A small weekly deposit is all it takes. Make your deposit effortless through payroll deduction.

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Youth Accounts
We encourage children of all ages to save at the Credit Union. Good savings habits can help lead to a lifetime of financial security. Remember, no deposit is too small.

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Share Certificates
Share Certificates are a safe way to earn a guaranteed rate of return which is higher than regular savings account yields. A minimum deposit is required (refer to current rate schedule for required minimums). You may select a 6, 12 or 18 month term. Deposit new funds or transfer existing funds to take advantage of these higher yield accounts.

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Share Draft / Business Checking Accounts
For savings and convenience, our Share Draft / Checking account can't be beat...
  • No per check charge
  • No monthly charge
  • No minimum balance
  • 24 hour access to cash by ATM card
  • Overdraft protection by automated fund transfer from shares
  • Duplicate check copies for easy statement reconciliation
  • Direct Deposit or Payroll Deduction directly available to checking account
Stop paying all those "extra fees" at other financial institutions. Open a Credit Union Checking Account today!

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