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Auto Loans
New and Used
100% financing (private party value)
Terms up to 72 months
Refinances
Life and Disability Insurance available
Automatic Payments
The following items are required for final approval:
Current pay stub for both the borrower and co-borrower
Purchase offer from dealer or copy of title and lien releases if purchasing private
Recreational (Motorcycle, Boat, ATV, Lawn and Garden)
New and Used
100% financing (N.A.D.A. value)
Terms up to 72 months
Refinances
Life and Disability Insurance available
Automatic Payments
The following items are required for final approval:
Current pay stub for both the borrower and co-borrower
Purchase offer from dealer or item year, make, model and serial number if purchasing private
Fully Share Secured
Loans secured by share account
36 month term
Automatic payments
Unsecured Closed End
Loan amounts up to $10,000.00
Terms up to 48 months
Life and Disability Insurance available
Automatic Payments
The following item is required for final approval:
Current pay stub for both the borrower and co-borrower
Home Equity
Owner occupied primary residence
Loan to value not to exceed 85% of first mortgage, or not to exceed 100% if paying off first mortgage
Terms up to 7 years
Fixed rate
Loan amounts from $5,000.00 to $200,000.00
Interest may be tax deductible
Life and Disability Insurance available
Automatic Payments
The following items are required for final approval:
3 consecutive pay stubs for both the borrower and co-borrower
2 years income taxes (3 years if self-employed)
Copy of Deed
Paid Tax Receipts (Town, County, Village and School)
Paid Homeowners Policy
Mortgage Statement
Home Equity Line of Credit
Owner occupied primary residence
Loan to value not to exceed 85% of first mortgage, or not to exceed 100% if paying off first mortgage
Draw period is 10 years with a 15 year payback
Rate is 1/2% above Prime
Credit limits from $5,000.00 to $200,000.00
Minimum loan advance is $500.00
Low introductory rate: 2.75% for first 3 months
Interest may be tax deductible
Life and Disability Insurance available
Automatic Payments
The following items are required for final approval:
3 consecutive pay stubs for both the borrower and co-borrower
2 years income taxes (3 years if self-employed)
Copy of Deed
Paid Tax Receipts (Town, County, Village and School)
Paid Homeowners Policy
Mortgage Statement
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Privacy Policy
We operate in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Your savings federally insured to $250,000. NCUA is a US government agency. |
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