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Loan Desk

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Vehicle (Auto and Motorcycle)
Recreational (Boat, ATV, Lawn and Garden)
Fully Share Secured
Unsecured Closed End
Home Equity
Home Equity Line of Credit
Mortgages

Enterprise Car Sales
Vehicle (Auto and Motorcycle)
  • New and Used
  • 100% financing (KBB Retail Value)
  • Terms up to 84 months
  • Refinances
  • Life and Disability Insurance available
  • Automatic Payments

The following items are required for final approval...
  • Current pay stub for both the borrower and co-borrower
  • Purchase offer from dealer or copy of title and lien releases if purchasing private
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Recreational (Boat, ATV, Lawn and Garden)
  • New and Used
  • 100% financing (N.A.D.A. value)
  • Terms up to 15 years
  • Refinances
  • Life and Disability Insurance available
  • Automatic Payments
The following items are required for final approval...
  • Current pay stub for both the borrower and co-borrower
  • Purchase offer from dealer or item year, make, model and serial number if purchasing private
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Fully Share Secured
  • Loans secured by share account
  • Automatic payments
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Unsecured Closed End
  • Loan amounts up to $10,000.00
  • Terms up to 48 months
  • Life and Disability Insurance available
  • Automatic Payments
The following item is required for final approval...
  • Current pay stub for both the borrower and co-borrower
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Home Equity
  • Owner occupied primary residence
  • Loan to value not to exceed 85% of first mortgage, or not to exceed 90% if paying off first mortgage
  • Terms up to 15 years
  • Fixed rate
  • Loan amounts from $5,000.00 to $200,000.00
  • Interest may be tax deductible
  • Life and Disability Insurance available
  • Automatic Payments
The following items are required for final approval...
  • 3 consecutive pay stubs for both the borrower and co-borrower
  • 2 years income taxes (3 years if self-employed)
  • Copy of Deed
  • Paid Tax Receipts (Town, County, Village and School)
  • Paid Homeowners Policy
  • Mortgage Statement
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Home Equity Line of Credit
  • Owner occupied primary residence
  • Loan to value not to exceed 85% of first mortgage, or not to exceed 90% if paying off first mortgage
  • Draw period is 10 years with a 15 year payback
  • Rate is 1/2% above Prime
  • Credit limits from $5,000.00 to $200,000.00
  • Minimum loan advance is $500.00
  • Interest may be tax deductible
  • Life and Disability Insurance available
  • Automatic Payments
The following items are required for final approval...
  • 3 consecutive pay stubs for both the borrower and co-borrower
  • 2 years income taxes (3 years if self-employed)
  • Copy of Deed
  • Paid Tax Receipts (Town, County, Village and School)
  • Paid Homeowners Policy
  • Mortgage Statement
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Mortgages

Click here to visit our mortgage center


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